finance--money

  • 4 Essentials To Consider When Buying Term Life Insurance

    Individual life insurance falls into two main categories — term and whole. With whole life insurance, you build up equity in the policy which you can often cash out while you're still living, but in exchange for that advantage, these policies tend to have higher premiums. With term life insurance, your premiums are locked in for the term of the policy, and although these policies don't build up equity, they tend to offer higher settlements for lower premiums. [Read More]

  • Tax Facts You Should Know As A Freelancer

    When you decide to start working freelance, you will have a lot on your mind and on your plate. One aspect of being a freelancer that you may not have thought about is your taxes. Tax return filing can be a bit more complicated when you are self-employed, and it is important to know as many of the facts about taxes and freelancing as possible. Once you know some of these facts, you will be better able to manage your self-employment finances going forward. [Read More]

  • Dos And Don'ts Of Home And Car Buying With Student Debt

    Student loans are a major burden to most millennials, but yours shouldn't prevent you from getting a car or a home. Many times, a bank will see your loan as a massive amount of debt, especially if your loan was large and your income is low to moderate. If you plan carefully and are good with your money, then you should be able to secure a loan at a decent interest rate. [Read More]

  • A Guide To Getting Bailed Out Of Jail

    When you get put in handcuffs and thrown in jail, all you want is your freedom. This will happen when you handle the details that come will assist you in that regard. First of all, it is important to look for a bail bond arrangement that will pay for your freedom. It is important that you reach out to a bail bondsman that you trust to secure the arrangement and in a timely manner. [Read More]

  • 3 Ways That Having A Credit Card Can Improve Your Life

    You might think of bad things like debt when you think about credit cards, and it's no secret that people can get themselves into trouble when using credit cards rather than paying for things with cash or a debit card. However, if you choose to use a credit card responsibly, it can actually improve your life in several ways, including the ways listed below. 1. Be Prepared for Emergencies Of course, it's a good idea to have money stocked away in your savings account so that you can handle any personal or household emergencies that might pop up. [Read More]

  • When Adjustable-Rate Mortgages Are A Viable Choice

    If you're looking into a mortgage to secure financing for a home purchase, you've likely felt a bit overwhelmed with all of the different types of mortgages you can get. While fixed-rate loans offer predictable payments over the next 15 or 30 years, there are loans with adjustable rates that may look a bit scary. While the prospect of your interest rate going up after a set amount of years may seem like a bad idea, it can actually be beneficial for a couple of reasons. [Read More]

  • Financial Planning Information

    One thing everyone should consider is starting on a retirement plan. While many people don't start thinking of this until later in life, it really is something everyone should start thinking about sooner. The younger you are when you start thinking about your retirement, the better position you will find yourself in once you come to reach that age. If you've started to give some thought to your own retirement then you'll want to read below where you can learn about retirement planning. [Read More]

  • Video Solutions Will Help Banks Survive Cryptocurrency Revolution

    There is lots of talk about cryptocurrencies, such as bitcoin, litecoin, and ethereum, making the traditional banking industry irrelevant. You may have heard the rumors. Claims that individuals can be their "own banker" are often heard among digital currency enthusiasts. Well, not to worry. You will not have to learn to handle private data keys, encode a digital address, or any of the technical details needed to own crypto. Why, you may ask? [Read More]

  • 3 Important Things About Getting A Consumer Loan

    Are you in need of some extra money? Have you been considering getting a loan in order to be able to afford a larger purchase? As hard as you may try, it is often impossible to make it through life without taking out at least one loan. Such loans are often for the purposes of buying a house or a vehicle, but there also may be a need for a consumer loan in order to purchase a new large appliance for your home. [Read More]

  • Three Solutions To Explore If You Can't Afford Your Bail

    After your arrest, a judge will take into consideration the details of your arrest, your prior criminal history, and any applicable state laws to set your bail. Before you can leave jail, you have to make arrangements to cover your bail. If your bail is an amount that you can't afford, here are a few solutions to explore: 1. Ask the Judge to Reduce Your Bail One pathway you can take to make your bond more affordable is to have your lawyer ask the judge to reduce it. [Read More]