• 3 Estate Planning Tips For New Parents

    Once you have a child, your obligations and life changes, and your estate plan should change as well. You want to make sure that you have an estate plan set up that will ensure that your child is taken proper care of in the event of your death or a health situation that makes it impossible for you to make your own decisions. #1 Guardianship of Your Children First, you need to establish guardianship for your children should something happen to you or your spouse. [Read More]

  • 4 Reasons To Take A Second Look At Payday Loans

    If you've received direct mail or seen TV commercials advertising payday loans, you may have paid little attention to them or even dismissed them as something you wouldn't want to pursue. While it's true that living within your means is a smarter strategy than becoming a chronic debtor, there are times when you must make an urgent payment faster than you can earn the money. In these situations, a payday loan can be genuinely helpful. [Read More]

  • Depreciation Of Rental Property: 5 Things Investors Need To Know

    If you buy a property as an investment, you expect to pay tax on any income the real estate makes, but you can also lessen your tax burden by claiming depreciation. The IRS allows property investors to offset the cost of depreciation through an annual allowance intended to acknowledge the cost of wear and tear. If you're new to real estate investment, or you just want to make sure you are accounting for depreciation on an existing rental property correctly, you should carefully consider the five following depreciation facts. [Read More]

  • Are You Ready To Purchase Your First Home?

    With the housing market making a comeback, more and more people are considering a home purchase. However, in spite of a stable market, buying a home for the first time can be intimidating. Along with the significant financial commitment, a home purchase includes legal obligations, paperwork, and the possibility of large unexpected expenses. That's why it's so important to know when the switch to homeowner is right for you. In order to determine whether or not you're ready, you should ask yourself a few important questions. [Read More]