3 Ways That Having A Credit Card Can Improve Your Life

Posted on: 17 January 2019

You might think of bad things like debt when you think about credit cards, and it's no secret that people can get themselves into trouble when using credit cards rather than paying for things with cash or a debit card. However, if you choose to use a credit card responsibly, it can actually improve your life in several ways, including the ways listed below. 1. Be Prepared for Emergencies Of course, it's a good idea to have money stocked away in your savings account so that you can handle any personal or household emergencies that might pop up. [Read More]

When Adjustable-Rate Mortgages Are A Viable Choice

Posted on: 28 November 2018

If you're looking into a mortgage to secure financing for a home purchase, you've likely felt a bit overwhelmed with all of the different types of mortgages you can get. While fixed-rate loans offer predictable payments over the next 15 or 30 years, there are loans with adjustable rates that may look a bit scary. While the prospect of your interest rate going up after a set amount of years may seem like a bad idea, it can actually be beneficial for a couple of reasons. [Read More]

3 Estate Planning Tips For New Parents

Posted on: 4 September 2018

Once you have a child, your obligations and life changes, and your estate plan should change as well. You want to make sure that you have an estate plan set up that will ensure that your child is taken proper care of in the event of your death or a health situation that makes it impossible for you to make your own decisions. #1 Guardianship of Your Children First, you need to establish guardianship for your children should something happen to you or your spouse. [Read More]

Financial Planning Information

Posted on: 27 June 2018

One thing everyone should consider is starting on a retirement plan. While many people don't start thinking of this until later in life, it really is something everyone should start thinking about sooner. The younger you are when you start thinking about your retirement, the better position you will find yourself in once you come to reach that age. If you've started to give some thought to your own retirement then you'll want to read below where you can learn about retirement planning. [Read More]