3 Things A Lender Will Consider When You Apply For A Farm Or Ranch Loan

Posted on: 16 December 2019

Farm and ranch loans are a bit different than your typical commercial loan, and they are even more different from a basic residential property loan. If you are intending to buy a property that will be used for farming or ranching purposes, it is helpful if you understand what the lender will be looking at when you apply for a loan.  They will look at if the land has the potential to be good for agricultural purposes. [Read More]

4 Essentials To Consider When Buying Term Life Insurance

Posted on: 17 October 2019

Individual life insurance falls into two main categories — term and whole. With whole life insurance, you build up equity in the policy which you can often cash out while you're still living, but in exchange for that advantage, these policies tend to have higher premiums. With term life insurance, your premiums are locked in for the term of the policy, and although these policies don't build up equity, they tend to offer higher settlements for lower premiums. [Read More]

Tax Facts You Should Know As A Freelancer

Posted on: 23 August 2019

When you decide to start working freelance, you will have a lot on your mind and on your plate. One aspect of being a freelancer that you may not have thought about is your taxes. Tax return filing can be a bit more complicated when you are self-employed, and it is important to know as many of the facts about taxes and freelancing as possible. Once you know some of these facts, you will be better able to manage your self-employment finances going forward. [Read More]

Dos And Don'ts Of Home And Car Buying With Student Debt

Posted on: 27 June 2019

Student loans are a major burden to most millennials, but yours shouldn't prevent you from getting a car or a home. Many times, a bank will see your loan as a massive amount of debt, especially if your loan was large and your income is low to moderate. If you plan carefully and are good with your money, then you should be able to secure a loan at a decent interest rate. [Read More]